As a self-funded entrepreneur, each of my financial decisions is carefully weighed. And with good reason. Only two-thirds of all small businesses survive beyond the second year. According to the Wells Fargo Small Business Index, self-funded entrepreneurs will spend up to $10,000 in start-up capital. After leaving a guaranteed paycheck and entering into the unknown, we simply can’t afford to make huge gambles with little return on investment. Every dollar matters and proper investment is essential.